Solutions

MPS provides a focused set of services targeted to meet specific financial management and regulatory needs. These include ALM model verifications, measurements of deposit supply, repricing, and maturity behaviors and values, analysis of loan prepayments and pay downs, funds transfer pricing crediting rate inputs for indeterminate maturity deposits, estimates of FAS 141 core deposit intangibles and purchase accounting inputs, non-linear rate ramp projections, and index-type core deposit premium values and FTP crediting rate information. MPS also provides specialized resources to other entities, for example, core deposit inputs for out-source ALM modeling firms, regulatory agency education programs, and expert witness testimony.

MPS is a fully independent and objective partner with clients in delivering all of its services. MPS does not sell an ALM model or investments, and we do not take any compensation from ALM model vendors, investment brokers, or other non-client entities. MPS services have been successfully delivered for over ten years to hundreds of financial institutions nationally and in Canada with assets ranging from $50 million to $290 billion, across all type of charters and ALM models.

Financial Managers

Enhanced earnings potential without higher risk is attainable by financial managers who use MPS services. Whether it is higher precision understanding of core deposit behaviors and values, custom loan prepayment and pay down data, more confidence in an ALM model, specialized solutions for FASB reporting, or regulatory compliance data, MPS solutions have the answer.

Auditors

Independent, objective, and expert answers to pressing needs are available to auditors who use MPS services. Whether this is ALM model risk assessment, data audits, judging core deposit and loan prepayment assumptions, or defining high precision FASB valuation inputs, MPS services have the answer.

Mergers & Acquisitions

Much is at stake in a merger or acquisition, so why not ensure that underlying valuations of financial assets and liabilities are of the highest precision? MPS core deposit intangible (CDI) estimates are based on the industry's only statistically derived data base of core deposit average lives and all MPS valuations, of deposits and loans, meet or define industry best practices.

Conference Attendees

Much is at stake in a merger or acquisition, so why not ensure that underlying valuations of financial assets and liabilities are of the highest precision? MPS core deposit intangible (CDI) estimates are based on the industry’s only statistically derived database of core deposit average lives. MPS valuations of deposits and loans meet or define industry best practices.

Regulators & Examiners

Solutions for business are most often solutions for regulatory compliance also. Thus MPS sees itself as a facilitator of both, working with management and examiners to enhance safety and soundness and performance. MPS also provides examiner education and insights into industry trends with agency staff.