Deposit Analysis : Which Deposit Analysis Report is Right for My Institution?

Major Report Deliverables Comprehensive
Deposit Analysis
Express
Deposit Analysis
Repricing/ Runoff Analysis
Displays of Historic Trends in Deposit Data

Total Balances Supplied Forecasts

Limited

Rates Paid and Repricing Forecasts

Limited

Existing Balances Runoff Forecasts

Average Lives, Present Values and Durations for Rate Shock Scerarios

Documentation of Forecast Results, Equation System and Applications

 

Assessment Solutions Provided by Report Comprehensive
Deposit Analysis
Express
Deposit Analysis
Repricing/ Runoff Analysis
Total Balances Supplied Paths as Interest Rates Vary (including Cannibalization Effects)

Limited

Repricing (Beta Coef) and Lag Matrix Specifications to use in Income at Risk IRR Analysis

Runoff Cash Flow and Repricing Inputs for Equity at Risk IRR Analysis

Performance Solutions Provided by Report Comprehensive
Deposit Analysis
Express
Deposit Analysis
Repricing/ Runoff Analysis
Demonstrate equity at risk IRR compliance with minimum performance reductions

Attain Income IRR Compliance with Minimum Performance Loss

Demonstrate Liquidity Behaviors of Deposit Funding

 
Define strategies that increase earnings performance by controlling cost of funds and optimizing balance sheet composition

Increase Stock Price by Demonstrating A Superior Deposit Franchise